Budgeting is truly the turf of most mothers. Aside from the
traditional role imposed on mothers as the one who budgets the family finances,
mothers have the instincts and foresights on what might happen in the future.
But how do moms really stretch the budget? She neither uses
complicated formulas nor magic tricks but simple ingenuity and common sense.
Peek in through moms’ secrets in budgeting and learn. Role modeling is a good
way to encourage attitude, especially towards money.
1. She clearly
knows where all the money goes. Usually it goes to child care apart from the
housing, health insurance, food and clothing. It is unlikely for her to cut
cost on her children.
2. She studies
all options given to her in terms of child care. Before she decides, she
examines all aspects like safety, health and education.
3. To
understand more, she talks to local child-care specialists and works out
schedules with her employer for bonding time with kids.
4. For working
moms, it is double the effort. They take care of the house and the children and
at the same time work. She incorporates practical ways to accomplish both
roles.
• Wearing
professional clothes than trendy ones.
• Stays
elegant but simple through a combination of basic colors.
• Dry
cleaning costs a hefty amount, so, she dons on wash-and-wear clothes.
• Tone down
on accessories.
• She engages
in a lot of do-it-yourself habits like in cleaning spots and ironing wrinkles
in her personal wardrobes.
5. Moms always
shop with a list in her hand to keep track of her budget and expenses. She
makes sure she does not exceed. Also, she has no time for checking out tempting
stuff at the shopping mall.
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